Legal

Privacy Policy

This privacy policy (“Policy”) outlines how we collect, use, and protect personal and non-personal information from visitors (“Users” or “you”) to Penny Health (“Blog”), owned and operated by Hannah Hobson (“we” or “us”). By accessing or using our Blog, you agree to the terms of this Policy.

1. Information Collected We may collect the following types of information from Users:

• Personal information, such as names, email addresses, and other contact details, which may be voluntarily provided by Users when they subscribe to our newsletter, submit inquiries, or interact with our Blog.

• Non-personal information, such as usage data, cookies, and analytics information, which may be automatically collected when Users visit or interact with our Blog.

2. Information Use We may use the information collected from Users for the following purposes:

• To respond to inquiries or provide services requested by Users.
• To send newsletters, updates, or promotional communications, where Users have provided consent.
• To comply with legal obligations or enforce our rights.

3. Third-Party Services We may use third-party services, such as analytics tools, advertising networks, or plugins, on our Blog. These third parties may collect and use information from Users in accordance with their own privacy policies. We do not have control over, or assume any responsibility for, the privacy practices or content of these third-party services.
4. Data Security We implement reasonable security measures to protect the information collected from Users against unauthorized access, disclosure, alteration, or destruction. However, please be aware that no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security of the information.
5. User Choices Users have choices and rights regarding their personal information, which may include the right to opt-out of certain data collection or marketing communications. Users may also have the right to access, rectify, or delete their personal information, as well as other rights under applicable laws. Users can exercise these choices and rights by contacting us using the contact information provided below.
6. Cookies Our Blog may use cookies or similar technologies to enhance User experience, personalize content, analyze trends, and administer the Blog. Users can manage or disable cookies through their web browser settings. However, please note that disabling cookies may affect the functionality or performance of our Blog.
7. Children’s Privacy Our Blog is not directed towards children, and we do not knowingly collect personal information from minors. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us using the contact information provided below, and we will take steps to promptly remove such information from our records.
8. Updates and Contact Information We may update this Policy from time to time, and the most current version will be posted on our Blog with the updated date. Users are encouraged to review this Policy periodically for any changes. If you have any questions, concerns, or requests regarding this Policy or our privacy practices, please contact us using the following contact information: hello.penny.health@gmail.com
9. Legal Basis Where required by applicable data protection laws, our legal basis for collecting and processing personal information may be based on consent, legitimate interests, or legal obligations.

Terms of Service

Welcome to Penny Health (“Blog”), owned and operated by Hannah Hobson (“we” or “us”). By accessing or using our Blog, you agree to comply with these Terms of Service (“Terms”). Please read these Terms carefully before using our Blog.

1. Use of Content All content, including text, images, videos, and other materials, provided on our Blog is for informational purposes only. The content is not intended to be a substitute for professional advice, diagnosis, or treatment. Always seek the advice of your qualified healthcare provider before making any changes to your health and wellness routine.
2. User Conduct You agree to use our Blog in a manner that is lawful, respectful, and in compliance with these Terms. You shall not:

• Use our Blog for any unlawful, abusive, defamatory, harassing, or otherwise objectionable purpose.
• Post or transmit any content that is false, misleading, harmful, or infringes on any third-party rights.
• Attempt to gain unauthorized access to our Blog, other users’ accounts, or any related systems or networks.
• Interfere with or disrupt the operation of our Blog or any related services.

3. Intellectual Property All content and materials on our Blog, including but not limited to text, images, logos, trademarks, and graphics, are owned or licensed by us and are protected by intellectual property laws. You are not granted any right, title, or interest in or to our Blog or any content or materials therein, except for the limited, non-exclusive, revocable license to access and use our Blog for personal, non-commercial purposes.
4. Third-Party Links and Services Our Blog may contain links to third-party websites or services that are not owned or controlled by us. We do not endorse, recommend, or assume any responsibility for the content, privacy practices, or terms of use of these third-party websites or services. Your use of such third-party websites or services is at your own risk and subject to their respective terms and policies.
5. Disclaimer of Warranties Our Blog is provided on an “as is” and “as available” basis, without any warranties or representations of any kind, express or implied. We do not warrant that our Blog will be error-free, uninterrupted, secure, or free from viruses or other harmful components. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
6. Limitation of Liability To the fullest extent permitted by applicable laws, we shall not be liable for any damages, losses, or liabilities arising out of or in connection with your use of our Blog, including but not limited to any direct, indirect, incidental, consequential, special, or punitive damages, even if we have been advised of the possibility of such damages. In no event shall our total liability exceed the amount paid, if any, by you for accessing or using our Blog.
7. Indemnification You agree to indemnify, defend, and hold harmless us and our officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or in connection with your use of our Blog, your violation of these Terms, or your infringement of any third-party rights.
8. Termination We reserve the right to terminate or suspend your access to our Blog, with or without cause, at any time and without notice. Upon termination, your right to access or use our Blog will immediately cease. You may also request to terminate your account with us at any time. However, the termination of your account does not relieve you of any obligations or liabilities incurred prior to termination, including but not limited to any payment obligations, intellectual property rights, and indemnification obligations. We may also delete or remove any content posted by you on our Blog upon termination or suspension of your account, at our sole discretion. We shall not be liable to you or any third party for any termination or suspension of your account or for any deletion or removal of your content from our Blog.
9. Governing Law and Jurisdiction These Terms shall be governed by and construed in accordance with the laws of North Carolina, without regard to its conflicts of laws principles. Any dispute arising out of or in connection with these Terms or your use of our Blog shall be resolved exclusively by the courts of North Carolina, and you hereby submit to the jurisdiction of such courts.
10. Entire Agreement These Terms constitute the entire agreement between you and us with respect to your use of our Blog and supersede all prior or contemporaneous understandings or agreements, whether oral or written, regarding your use of our Blog.
11. Modifications We reserve the right to modify, amend, or update these Terms at any time and without notice. Any changes to these Terms will be effective upon posting on our Blog. Your continued use of our Blog after any such changes will constitute your acceptance of the updated Terms.
12. Contact Us If you have any questions or concerns about these Terms or our Blog, please contact us at hello.Penny.Health@gmail.com.

Thank you for reviewing and accepting our Privacy Policy and Terms of Service. We hope you enjoy using our Blog!